Legal Question in Credit and Debt Law in Virginia

A debt collection agency had not been able to contact me (assuming because I had married and moved to a new area) and apparently is now taking me to court. My brother came across my hearing information as he was looking up his speeding ticket he had to pay online. I would think they would need to contact me and validate that they now own my debt, and give me a chance to settle before taking me to court.
#1. They are trying to take me to court in the wrong county. #2 If my brother did not come across this by accident, I would have had no clue about it because they have not sent me any information or a proper summons. #3. Can they do this even if they did not have my address and could not send me the proper documentation?
I need some input on how I should go about handling this.Thanks!

Asked on 10/24/10, 5:36 pm

Michael Hendrickson Law Office Michael E. Hendrickson

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Yes, all they need is your last address known to them to pursue collection action

for the purpose of obtaining a judgment against you (whether by default or otherwise).

Answered on 10/29/10, 8:35 pm

Cary Moseley Law Office of Cary Powell Moseley, PLLC

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Send a written request of verification of the debt and a bill of particulars and consult ASAP an attorney that does FDCPA claims. Good luck.

Answered on 10/30/10, 8:17 am

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