Legal Question in Credit and Debt Law in Virginia

Deleting derogatory credit listings after court dismissal

If a civil court judge has dismissed, with prejudice, a case filed against me by a credit lender, can the negative listing associated with that creditor be deleted from by credit report?


Asked on 5/28/04, 10:21 pm

1 Answer from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Re: Deleting derogatory credit listings after court dismissal

Under the circumstances you described the credit reporting agency would have a duty to remove the derogatory information as soon as you dispute it under the Fair Credit Reporting Act. If not, you could sue them. Type FCRA into Google for more.

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Answered on 5/29/04, 1:04 am


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