Legal Question in Credit and Debt Law in Virginia

Re: FDCPA strict liability

"Strict liability to cover their time and expenses"? If you mean, perhaps, an attorney willing to represent you in such a matter on a contingency fee basis, you'll probably be looking for quite some time.

However, if you're willing to pay a retainer fee required up front by an attorney who very likely would want to bill you on an hourly basis for his or her time in this type of case, then you could probably get a few names of such lawyers who practice in this area of law by contacting your local bar association.