Legal Question in Credit and Debt Law in Virginia

Loan write off

I have a loan that was written off by the company 3 years ago. Now I am being taken to court by a collection company. It also states on my credit report twice that this loan is a write off. My husband had a stroke 3 years ago and I had an accident which left of both disabled. I know thay cannot touch our disability. But can they go after my checking account and can they win in court for a judgement?


Asked on 6/17/09, 4:57 pm

2 Answers from Attorneys
Cary Moseley Law Office of Cary Powell Moseley, PLLC

Re: Loan write off

We need more facts. You may have a claim under the Fair Credit Reporting Act and/or the Fair Debt Collection Practices Act. Feel free to contact me if you need help or a referral. Good luck.

Read more
Answered on 6/18/09, 8:22 am
Michael Hendrickson Law Office Michael E. Hendrickson

Re: Loan write off

Yes, they could go after your checking account but only after they first obtain a valid judgment against you.

Read more
Answered on 6/17/09, 11:39 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Virginia