Legal Question in Credit and Debt Law in Virginia

How long does a charge off stay on credit report?

Even if been sold to another lender?


Asked on 9/14/09, 11:27 am

1 Answer from Attorneys
Cary Moseley Law Office of Cary Powell Moseley, PLLC

You might ask Experian, Transunion and Equifax. Some stay on there for ages. Keep a copy to use against any company or assignee that tries to collect later and make them prove the debt and the case, legal standing, statute of limitations, etc. Good luck.

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Answered on 9/19/09, 11:34 am


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