Legal Question in Credit and Debt Law in Virginia

Payday loans

I want to know if i can get arrested for not paying a payday loan, I spoke with a reresentative at ACE and I told her I wanted to pay in installments and she said that she was going to send the check through the state database, how can I reconcile these debts and not have a record or go to jail?


Asked on 7/04/09, 9:07 am

2 Answers from Attorneys
Cary Moseley Law Office of Cary Powell Moseley, PLLC

Re: Payday loans

Possible but not likely. If a debt collector told you that, you may have a claim against them under the Fair Debt Collection Practices Act. Good luck.

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Answered on 7/04/09, 11:18 am
Michael Hendrickson Law Office Michael E. Hendrickson

Re: Payday loans

No, you will not be arrested "for not paying a payday loan." This would be a civil rather than criminal matter for which people under our system of justice are not sent to jail for failing to meet their loan obligations.

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Answered on 7/04/09, 12:23 pm


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