Legal Question in Credit and Debt Law in Virginia

What is the process after a vehicle repossession? I know the car company will attempt to garnish my wages but will I have a court date first? WIll I be given the change to make payment arrangements in court?


Asked on 2/24/10, 10:52 am

1 Answer from Attorneys
David Saiki Law Office of David M. Saiki

the creditor will file suit for the deficiency (the amount left over after the proceeds of the car sale are applied to what you owe). You will have a chance to contest a garnishment. Note that an option may be to file bankruptcy. This option is a good one if you have a lot of other debt you want to get rid of. A bankruptcy will stop a garnishment in its tracks. Please see my website below for details.

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Answered on 3/01/10, 11:14 am


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