Legal Question in Credit and Debt Law in Virginia

Re: retirement and social security

IRS, yes, for unpaid federal tax obligations; private companies, no.

Re: retirement and social security

Social security definitely cannot be garnished. However, note that once you put money into a bank account, especially if it is co-mingled with other funds, then the creditor might garnish the bank account. You then have to object and show how much of the money in the bank account comes from social security. You might need to have a separate bank account and not mingle funds with someone else.

Other retirement payments, I am not sure. I think it would depend upon where the retirement is coming from, such as government. I have not encountered that.