Legal Question in Credit and Debt Law in Virginia

Settled debt

In 2000-2001, I had some credit problems due to a loss in salary. All debts were settled between 2001 and 2003. I periodically receive notices from one creditor telling me I still owe. I did settle through a collection agency for almost the full amount in either 2002 or 2003. I no longer owe this debt. What are my legal rights? How can I get this company to stop sending different collection agenies to me trying to collect this already settled debt? I am in the process of getting a security clearance and this is really causing problems.


Asked on 1/07/08, 4:38 pm

1 Answer from Attorneys
Emmett Robinson Law Office of E. F. Robinson, PLLC

Re: Settled debt

Key is whether you have proof of payment. Second, is bringing a lawsuit against the debt collector for violating the Fair Debt Collection Practices Act. You should consult with a consumer law attorney for specific advice.

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Answered on 1/07/08, 7:31 pm


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