Legal Question in Credit and Debt Law in Virginia

Situation: A couple has recently separated. They have accumulated $14,000 in unsecured credit card debt. The wife is still living in the home in Virginia. Her husband is no longer providing any financial support. The wife is on a fixed income (SSI disability for a medical condition). The credit card debt was accumulated together, but the credit cards are in her name. The home was purchased for approximately $22,000. The mortgage balance is approximately $10,000. She consulted with an attorney to inquire about filing for Chapter 7 bankruptcy, but was told she could lose her home. Question: Can the credit card creditors take the home away or force a sell to pay off credit card debt?

Asked on 11/06/09, 3:10 pm

Cary Moseley Law Office of Cary Powell Moseley, PLLC

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They can certainly try. I assume the bankruptcy attorney already answered these questions. Good luck.

Answered on 11/11/09, 3:50 pm

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