Legal Question in Credit and Debt Law in Virginia

spousal responsibility for student loans

My wife left law school without graduating, and owes $45,000. She is now unemployed, and I am paying the debt. If she defaults, am I responsible? Does it hit my credit rating? We're in a non-community property state, and the loan is consolidated (but I did not co-sign).


Asked on 8/09/08, 10:29 pm

1 Answer from Attorneys
Daniel Press Chung & Press, P.C.

Re: spousal responsibility for student loans

You are not liable if you did not sign. Merely being a spouse of a borrower does not make you liable for the loans.

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Answered on 8/09/08, 10:34 pm


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