Legal Question in Credit and Debt Law in Virginia

statute of limitations on medical debt in virginia

I was recently contacted by a collection agency stating that I owe $173.00 from 2001 for physical therapy treatment. I have been researching this with the facility where I had therapy. I have been referred to two of their billing offices and no one has any record of me. I contacted my health insurance company and they do not have any claims in 2001 for me relating to this therapy. The collection agency claims that I indicated to them that I had made payment and they referenced three check numbers. I am now trying to get these retrieved through by bank. My question is regarding the statute of limitations for something of this nature. And why have I not been contacted thru the years. Had I known I still had an outstanding debt, I certainly would not have ignored for seven years. And can your telephone conversation be recorded without your knowledge. thank you


Asked on 8/13/08, 7:59 am

1 Answer from Attorneys
Michael Hendrickson Law Office Michael E. Hendrickson

Re: statute of limitations on medical debt in virginia

In answer to your first question, these debt collection outfits can peddle this kind of "stale debt paper" around their community for years, buying and selling it in the hope that they'll make a profit from the hapless and the naive. The statute of limitations on a debt incurred with a medical provider in the Commonwealth can at most be no more than five years.

And, yes, Virginia being a so-called one party state with respect to the recording of conversations, your telephone conversation could be recorded without your knowledge or consent.

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Answered on 8/13/08, 9:21 am


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