Legal Question in Credit and Debt Law in Virginia

I have unsecured credit debt, approximately 15000.00. One is currently seeking a judgement against me. I am on disability and that is my only income. I own a 2007 Chrysler 300. I live in VA and wonder can the creditors seize my income or car? I dont dispute the debt. I owe it but cannot pay it now. Do I have to go to court on the date specified on the papers? I was working when I incurred the debt, but du to medical reasons had to g on disability.
Joyce

Asked on 2/20/13, 2:43 pm

Michael Hendrickson Law Office Michael E. Hendrickson

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You have failed to specifiy the exact nature of your disability funds, i.e.,

whether they're SS or other types of disability payments and therefore

I can't offer an opinion as to whether they might be subject to creditor attachment/seizure or not.

However, one thing that I can tell you for certain is that if you've been

properly served with notice of this creditor's lawsuit and you fail to

appear on the date specified on this paperwork, the court will almost certainly

enter a default judgment against you for the full amount specified on the creditor's warrant in debt with which you've been served.

Answered on 2/20/13, 5:27 pm

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