Legal Question in Credit and Debt Law in Virginia

VA DMV sent me a title to a car I purchased in August 2013 with no lein holder. I thought it was odd, but didn't pay any attention to it. I have made three payment so far and will continue to make the payment. Today Chuck Powers from Toyota called as asked if I had the title, and if so, could I please return it.

I realize I have to pay off the loan, but do I have to legally return the title?


Asked on 1/15/14, 1:06 pm

1 Answer from Attorneys

Michael Hendrickson Law Office Michael E. Hendrickson

Yes, return it to the seller so they can properly record their lien through the DMV which will then reissue a title reflecting this update. (What you have

now although you may not realize it is what the law terms a "cloud" on the title.)

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Answered on 1/15/14, 2:41 pm


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