Legal Question in Credit and Debt Law in Virginia
Warrant in Debt
I received a Warrant in Debt to from the credit agency that my closed cc account was sold to. It was sent regular mail from the agency. It has no signature of a court official or case number. I sent them a payment of 35.00 that they acknowledged but still sent me warrant. It is for $8,034.92 the original debt was $5000. The remainder is late fees. I can only afford $50.00 at the most. The debt is just in my name but my bank account has my husband's name. Should I take my name off all the accounts?
accounts?
1 Answer from Attorneys
Re: Warrant in Debt
No, just tell the bank(s) that you now want to complete the paperwork necessary to hold title to the funds in these accounts jointly with your husband as TENANTS BY THE ENTIRETIES.
These accounts should then be immune to any action against you by your judgment creditors which might occur at some future time.
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