Legal Question in Credit and Debt Law in Virginia

former wife using my address and phone number

Divorced in 1998 ex-wife lives in NC I live in VA. She has been using my new wifes and my phone number and address and collection agencies call here and send letters we return I am afraid this will ruin my/our credit in some way and must stop HELP suggest something


Asked on 10/15/05, 2:15 pm

2 Answers from Attorneys

Michael Hendrickson Law Office Michael E. Hendrickson

Re: former wife using my address and phone number

You should prepare and submit a statement(up to 250 words)to each of the major credit reporting agencies to be inserted into your credit file

to explain a situation over which you have virtually no control.

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Answered on 10/15/05, 11:54 pm
Jonathon Moseley Jonathon A. Moseley

Re: former wife using my address and phone number

Hmmm... If she is not using your name, then it

will not go on your credit report, as long as

everyone understands you two are no longer

married. The concern would be that someone fails

to understand that you are no longer married.

You should follow my colleague's advice,

emphasizing that you have not been married to her

for 7 years and you have no relationship to her

debts.

However, her behavior is fraudulent with regard

to those creditors. I assume she has an actual

address that she could use to get credit and

is not living on the street or something. If

she is using your address instead of her own,

then she is apparently trying to take items on

credit without paying for them, by hiding her

true location. If you can tell her to stop

without reporting it, I would warn her that this

might eventually get her in legal trouble.

Obviously, keep returning the letters without

opening them "does not live here"

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Answered on 10/17/05, 8:48 pm


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