Legal Question in Family Law in Virginia

Dividing debt in separation/divorce

My husband and I have incurred about $35k in debt through our engagement (wedding-related) to present day. The debt however is in my name soley because my husband's credit is not very good to qualify jointly, or for his own lines of credit in his name only. If we were to separate or divorce would I be left with this debt solely or would he also be responsible for it? Thank you.


Asked on 2/23/07, 1:28 pm

1 Answer from Attorneys

Michael Hendrickson Law Office Michael E. Hendrickson

Re: Dividing debt in separation/divorce

Yes, your husband would share in this debt with you under the following two basic scenarios:

1.) He admits to it as marital debt which he jointly created with you during the course of the marriage and acknowledges as much in a formal separation agreement known as a PSA(Property Settlement Agreement);

2.) He refuses to admit to sharing any responsibilty for this debt nor acknowledging responsibilty for any

part of it in a PSA and thereby forces you into an equitable distribution

proceeding before the court wherein you would be required to prove in an evidentiary hearing by a preponderance of the evidence the validity of your claim(s). If you were successful in this legal endeavor, then your husband would likely owe half the marital debt.

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Answered on 2/23/07, 8:08 pm


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