Legal Question in Civil Litigation in Virginia
Loaning Credit
Several years ago, I signed the note for a car for a boyfriend. He verbally agreed to pay the car note and insurance. his mother agreed to pay in the event he could not. He moved to a different city, was in an accident, and left the car to be repossessed. I can prove that he was at one time depositing money in my bank account for this debt. I drove the car a total of 10 times. I am currently paying monthly on an installment plan to pay off the debt. Can I sue him and how long is the statue of limitations? Can i sue his mother? What would be the best way to go about doing it? Are verbal agreements truly binding?
2 Answers from Attorneys
Re: Loaning Credit
The statute of limitations in the Commonwealth on an oral contract is three years; five on a written one.
A verbal agreement can be every bit as binding as a written one---providing that the plaintiff can offer proof sufficient to persuade the trier of fact. Whether you would have such sufficient proof against your former boyfriend(assuming he denies everything) in the situation you've described would appear problematical at best. As against his mother, I would give it only a slim chance at most(assuming, of course, that she also denies all responsibility).
Re: Loaning Credit
Verbal agreements are binding, if you can prove
them. If you say there was a verbal agreement
and the other person denies it, then it's a
stalemate and because you have the burden of
proof you lose. But if you can prove the
agreement, then it is enforceable.
However, a verbal contract is NOT enforceable in
certain situations. Guaranteeing the debts of
another is one exception.
As a result you cannot sue the mother. She
received no benefit other than to promise to
pay the debts of her son as a guarantor (surety).
Therefore, her promise is not enforceable
verbally.
However, since your boyfriend actually used
the car, and apparently you did not, you could
sue your ex boyfriend for the cost of the
car that he was actually using. That oral
contract would be hard for him to deny,
because he was actually using the car.
It is NOT an obstacle that he has moved out
of Virginia. You can still sue in Virginia
using the last known address, and get a
court judgment. To collect, you might have to
take the judgment to the State where he lives.
But it is not impossible to go collect from him.
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My bf co-signed for a car and now i dont want to share ownership with him i... Asked 11/14/05, 11:25 pm in United States Virginia General Civil Litigation