Legal Question in Landlord & Tenant Law in Virginia
Personal Property Damage
Due to inclement weather the shingles of the apartment complex I live blew off the roof and damaged my vehicle. I do not have renters insurance. Who is liable for the damages?
3 Answers from Attorneys
Re: Personal Property Damage
Oh man, you had to ask. Well, Michael Henderson
sounds certain, so I would call him up and let
him apply his view of this.
To my mind, it might depend more on whether
you can prove some form of negligence by the
landlord. And that is not an exact legal rule,
but more of a question of fact. DID they or
did they not fail to maintain the roof properly?
Did the tiles fly off because they were not
properly nailed down (or whatever)? I think
that it may depend on that kind of detail.
It is also true that you have a different legal
relationship than mere strangers because they
are landlord and you are tenant. They do have a
duty to provide a safe facility, which you are
paying them for.
However, again, it would depend a lot on whether
this is the unavoidable freak act of nature, or
whether they actually failed to do something that
they should have done.
That's my view, anyway.
Re: Personal Property Damage
Mr. Moseley, I would suggest, has parsed the matter a little further than what is necessary
(although quite accurately)with respect to you as the aggrieved tenant of the apartment complex
whose car has been damaged by flying roof shingles.
I would present your claim(prima facially based, of course, on a theory of some kind of negligence on the part of the complex) straightaway to the management folks with photographs of your damaged vehicle and at least two estimates for repair.
Let the attorneys for the complex, if they're so inclined, ponder the possible freakish accident-Act of God- defense to which Mr. Moseley has alluded.
In the meantime, if the repair money is not forthcoming, let the management folks know that you will be filing, if necessary, a case in
small claims court to recover your damages.
Then do it, if you still don't have your money withing a reasonable time.
Re: Personal Property Damage
The apartment complex should be liable and therefore have to pay for the reasonable cost of repairing your vehicle.(Renter's insurance is not to cover this kind of loss.)