Legal Question in Real Estate Law in Virginia
Countersuit on a mortgage foreclosure
Is it possible to bring suit against a mortgage holder if it begins legal proceedings against you for payment in full and you have documentation of your payment records to them and the critical error of mishandling payment was made by the mortgage holder? Are you entitled to more than the mortgage amount (I.E. restitution for harassing letters and telephone calls)?
Asked on 6/10/02, 7:51 pm
1 Answer from Attorneys
Michael Hendrickson
Law Office Michael E. Hendrickson
Re: Countersuit on a mortgage foreclosure
Your provable damages would have to be something more than the annoyance caused by harassing letters and phone calls--such as clear and unequivocal damage to your credit rating--in
order to have a credible basis for a lawsuit.
Answered on 6/10/02, 8:12 pm