Legal Question in Real Estate Law in Virginia

I have a real estate related question. My fiance and I purchased a duplex in 2005. We agreed at that time that I would pay 1/3 of the mortage and own 1/3 of the property, and she 2/3. Also, she would pay the down payment and materials for upgrading the property and I would provide labor for the bulk of the upgrades. My credit was not good at the time and I wasn't listed on any of the paperwork. We are looking to refinance the property and I would like to be included on the mortage as it will benifit my credit rating, which has been repaired. Our question is how would this affect either of our legal standing in our house. Thank you in advance for the answer.


Asked on 1/25/11, 4:00 pm

1 Answer from Attorneys

Michael Hendrickson Law Office Michael E. Hendrickson

What counts is not who is listed on the mortgage but rather on the

deed to the property recorded in the land records section of the local circuit court in the jurisdiction where the property is located.

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Answered on 2/06/11, 8:56 pm


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