Legal Question in Real Estate Law in Virginia

Having a name removed from a mortgage

My fiance's ex-wife's name is still on the mortgage that he has been paying. (They've been divorced 2 years)According to the property settlement, the house is his. However, her name has never been removed. What needs to be done and how much would something like this cost?


Asked on 1/11/06, 11:17 am

2 Answers from Attorneys
Robert Strupp Robert J. Strupp,Attorney at Law, PLC

Re: Having a name removed from a mortgage

There are two steps here. Removal from title and removal from the mortgage obligation. The property settlement agreement provides for title to pass from your fiance & ex-wife to fiance. This can be done by a deed and is uncomplicated. To be removed from the mortgage, requires the lender's approval or a refinancing of the property. Depending on your fiance's credit worthiness and the property value, this can also be done at a reasonable cost and promptly.

Robert J. Strupp

Attorney at Law, PLC

[email protected]

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Answered on 1/11/06, 1:55 pm
Michael Hendrickson Law Office Michael E. Hendrickson

Re: Having a name removed from a mortgage

Your fiance needs to refinance the mortgage on the property in his name only, the cost of which should be quite moderate at this particular time.

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Answered on 1/11/06, 11:21 am


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