Legal Question in Credit and Debt Law in Washington

Re: Financial Privacy

You questions raises three main issues. First, should the Condo Association (CA) have planned for the event? If it is a true emergency, the the CA's insurance policy should cover it. If no insurance exists, the CA may be liable under the Washington Condominium Act.

Second, the CA has the power to levy assessments against units, regardless of the owner's ability to pay. If you look at the issue this way, the CA is not being discriminatory, but trying to ensure it doesn't assess members out of the condo. However, I'm not sure the CA can impose differential assessments depending on individual unit owner's ability to pay. As the condos are owned in part by all members, the assessment should be proportional to the owner's interests.

Third, if the CA was newly built (i.e. less than 4 years old), its likely that they can sue the developer for construction defects under the Washington State Condominium Act. It is located at Chapter 64.34 RCW (available at slg.leg.wa.gov). More information can be had at www.CAIonline.org.

If you need additional inforamtion, or would like to discuss any of these matters, please do not hesitate to contact me.