Legal Question in Bankruptcy in Washington

divorced filing bankruptcy

hi, my ex-wife and i purchased a car over 18 months ago while married. we have been divorced since October 2002. She has since filed for bankruptcy on a car (chevy) that was split in the divorce. I was awarded the car with her and myself signed as owner (me) and (Her) co owner. I can not refinance the car in my name because our credit together became really bad. The people who finance the car now recognizes us both as equals... both owners. They will not refinance it in just my name and she says she filed papers in december. Will I still be able to keep the car, with me still making payments? will it show on my credit as a banruptcy? will I have a title at the end opf paying the car off?


Asked on 1/06/03, 6:37 pm

1 Answer from Attorneys
Marc Stern Marc S. Stern

Re: divorced filing bankruptcy

There are many questions here.

As to what the finance company is doing and ownership, that depends upon documents which I have not had an opportunity to see. Hence, those questions are not answerable.

You should be able to keep the car and keep making payments. The finance company will probably report it as a bankruptcy on your records, not because they are allowed to, but because that is what they do. The 9th Circuit has just ruled that this is a violation of the Fair Credit Reporting Act.

As to who gets it when it is paid off, that, again, depends upon the decree.

MSS

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Answered on 1/06/03, 8:56 pm


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