Legal Question in Consumer Law in Washington

contractual agreement

I signed a contract to purchase a service (Vacation Credits). At the time I felt that I could handle it financially. But then I came in to money problems and could no longer afford to pay for the service. When I explained this to the party in question, I was told that I had seven days to decide and now I was stuck paying for it. If I did not make the payments they would call me every day several times a day. Which they do when I am late. This has become a financial burden and is making things very hard. They told me the only way to get out of it is to sell. I have no clue how to go about it. I have never used it and the interest is the only thing being paid on, except a little on the principl. I have told them that I cannot afford this and they said they do not care, because I have signed a contract. Is there any way out of a contract like this. Thank You


Asked on 8/20/04, 7:23 pm

1 Answer from Attorneys
Elizabeth Powell ELizabeth Powell PS Inc

Re: contractual agreement

The short answer to your question is no, unless you are under eighteen or incompetent, if you signed the contract you are liable. First Rule of Being a Potential Litigant - - don't take legal advice from somebody who has an interest in making you see things their way, here, the potential opposing party. You have three choices I can see: 1) compromise the claim 2) pay the money or 3) take a bankruptcy. Each of those options requires more information to explain than I have available. Remember, creditors can make you crazy (if you let them) but in the end analysis, they need you, not the other way around. If their options are to not get paid at all versus get paid slowly, they are usually happy to get paid slowly. Regular - even small payments - can keep creditors off your back. Good luck.

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Answered on 8/21/04, 5:12 pm


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