Legal Question in Consumer Law in Washington

Is a credit check required when buying a new car for cash?

I plan to buy a new car for cash. I have a security hold on file with all three credit reporting agencies and I don't want to lift it, even temporarily, since I'm not applying for credit. Are car dealers required by law to run a credit check, even when the consumer is not applying for credit?


Asked on 11/23/07, 12:17 am

1 Answer from Attorneys
Elizabeth Powell ELizabeth Powell PS Inc

Re: Is a credit check required when buying a new car for cash?

If you are paying cash for the car, then there is no reason why the dealer has to check your credit. In fact, without your permission they can't run your credit.

Hope this helps. Elizabeth Powell

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Answered on 11/23/07, 10:18 am


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