Legal Question in Consumer Law in Washington

About nine years ago I purchased a pre-paid cremation service at funeral home. This was done by way of the funeral home purchasing an annuity in my name.

My understanding at the time of purchase was that the interest generated by the annuity would keep pace with any increases in funeral services. Now I learn that the interest has not kept pace and I am being asked to make up the difference out of pocket. I'd like to think I'm no where near a point where I might make use of the pre-paid plan but still, if I dropped dead tomorrow and haven't made up the shortfall the funeral service is off. Wasn't this agreement a legal contract? Isn't the funeral home obliged to make good on their promise irrespective?


Asked on 8/05/09, 1:33 pm

1 Answer from Attorneys
James J. White, attorney Law Offices of Smith & White, PLLC

The Devil, as they say, is in the details. You'll need to review the details of your legal contract to see if interest and interest short fall where addressed. The entire arrangement sounds suspicious to me. Perhaps you should take a written copy of your agreement to an attorney. The $200-$400 consultation fee, if any, could save you from what might be an expensive scam.

At your service,

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Answered on 8/11/09, 6:23 pm


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