Legal Question in Credit and Debt Law in Washington

Adverse Credit Action due to Divorce

My ex wife was assigned the home mortgage and a home improvement loan as part of her responsibility in the divorce. Both are in my name. She's defaulted 4 times in a year on the mortgage and stopped paying on the other loan, which is now charged off. My credit is being destroyed a bit more on a monthly basis.

Is there anything I can do to get the credit agencies to stop reporting negatively on those items? Is there any way that I can recover monetary damages from my ex for this (the decree has an indemnification clause)?

Thanks...HELP NEEDED!!!


Asked on 4/24/07, 2:03 pm

1 Answer from Attorneys
Elizabeth Powell ELizabeth Powell PS Inc

Re: Adverse Credit Action due to Divorce

It would be easier to help you by giving you a referral if you would provide your zip code.

Your remedy is contempt or a motion for an order enforcing the decree. The Court will support you and enforce the orders reqiring her to take responsibility against her.

Unfortunately, you can see how much your creditors care. They don't have to. They are not bound by court orders allocating debt in a dissolution, they can proceed against whichever of you is solvent, and here, that would be you.

You can step in and make the payments timely to avoid any further adverse credit reporting.

You can ask the Court to require her to sell the property to pay the creditors rather than destroy your credit by not complying with the decree.

Hope this helps. Elizabeth Powell

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Answered on 4/24/07, 2:29 pm


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