Legal Question in Credit and Debt Law in Washington

Cleaning up credit

Is there any way to "encourage" my creditors to remove late payments information that they have reported, providing my account is current or paid off?

Some have one payment that was late from 3 years ago.

Also, how do remove non-relevant information from the credit report? ie...a traffic accident 4 years ago where doctors were paid late by the insurance company but it shows up on my credit report.

thanks.


Asked on 4/09/98, 10:34 pm

1 Answer from Attorneys
Stuart Williams

I can't think of a way to force it.

But you could try asking nicely, begging, essentially.

This message is provided to assist you in structuring your thoughtswhen you speak with an attorney about your situation. I am not yourattorney, and you are not my client, so this is not legal advice. Legaladvice can only be given after a careful interview of the client by theattorney, and I have not had the opportunity to understand thesignificant issues that I must understand to render legal advice. Youshould contact an attorney in your state to discuss your situation. Thatattorney can give you the advice that your situation deserves, aftercarefully considering the issues that are legally significant in yoursituation.

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Answered on 4/23/98, 1:20 am


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