Legal Question in Credit and Debt Law in Washington

Re: Collection Agency

You really need to find and retain an attorney who understands creditor/debtor and consumer protection. There is a website at naca.com - I believe that stands for national association of consumer attorneys. These attorneys will not charge you for a consult, and some will not charge you anything until you case is resolved. They know you are flat broke right now.

This is a common collection tactic. You might want to review pennlawyer.com and / or budhibbs.com. Both describe unlawful collection practices and what your remedies are.

A collector cannot threaten something they cannot do (e.g. garnish wages without a court order) in order to access your accounts.

N E V E R give your bank account numbers out to a stranger, no matter what. This is why.

You should also contact the State Attorney General's office and report this agency. Their collector's license can be revoked for this sort of conduct, but only if the AG knows.

You can reach that office on line through access.wa.gov.

Please get the help you need. I'm sorry this happened to you . Elizabeth Powell

Re: Collection Agency

Elizabeth Powell's response and advise are excellent. Take it.