Legal Question in Credit and Debt Law in Washington

Re: Debt

Yes. It is the creditors decision to outsource the debt collection. You don't owe the third party anything (such as increased costs but the original creditor can get interest on the debt so if they demand that, be prepared to pay it.

If you owe the money, it is just going to cost you more to not pay it promptly. If you cannot pay it, consider talking to bankruptcy counsel.

Hope this helps - Elizabeth Powell