Legal Question in Credit and Debt Law in Washington

Lawsuit

I have been violated by a collection agency, though they were forced to correct a huge mistake, do I have legal recourse such as a law suit? If so How? Where do I start? (Low Budget)

I still owe $500. after paying $2500. this year alone and they want to garnish my wages. HELP?


Asked on 5/16/99, 12:54 pm

1 Answer from Attorneys
Stephen Silverberg Silverberg Law Office

Suing a Collection Agency

There is a federal law called the Fair Debt Collection Practices Act that regulates what collection agencies can and cannot do. It provides for damages for violations, including punitive damages and attorney's fees. Your state may have similar laws. These laws are very technical and require the services of a specialist in the area of "FDCPA SUITS."

Look in your local Yellow Pages in the Attorney's Guide for "Consumer Law" specialists, or check with your local bar association for a referral service that could help you.

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Answered on 5/25/99, 9:50 am


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