Legal Question in Civil Litigation in Washington

Re: Third party liability for home contents damage

If your neighbor did cause the damage to your apartment, there is a very good chance that if you were to sue them, they would be found liable for the damage. It seems that at this point, your own insurance company is seeking to collect from your neighbor and/or your neighbor's insurance company. You should be sure to monitor this situation closely with your own insurance company and if it appears they are not acting expeditiously, you should consider retaining your own lawyer or pursuing the action on your own. At all times, keep in mind that there is a statute of limitations that will prevent you bringing a claim directly against your neighbor if you do not do so in a timely manner. You should find out what the statute of limitations is on such a claim and make sure you file within that time. If you end up getting everything but your deductible and your insurance company does not increase your premiums, you should balance the value of suing your neighbor against the problems that will occur at your apartment if you do.