Legal Question in Real Estate Law in Washington

Real Estate

I own a flag lot and want to buy the property (3 acres) that just went up for sale on the front, side and back of me. After aquiring ownership I want to perform a lot line adjustment and incorporate a 1/4 section to the front and back--into my existing seperate lot. This will triple my present lot size. I will then improve the other lot and probably sell it--or build on it. I am told by the county that no noification form has to be signed off on by the bank that loans me the money for the lot purchase. I find that hard to believe, but I explained to them what my plan was and they said--''nope--the lenders told us they do not want to get involved in the lot line adjustment process.'' I still find it hard to believe. Absolutely nothing underhanded is planned, but if this is true I could get the mortgage and ownership, do lot line adjustment, sell present (tripled in size) home and lot, default on other lot loan--and let them repo it. I don't want to ask the bank since I do want to do the lot line, sell existing house (which will have greatly increased in size and value) and possibly build on the remaining 2-1/2 acres. I don't want to raise a red flag. I still think there must be some clause in the bank mortgage that would prevent me.

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