Legal Question in Wills and Trusts in Washington
release of title upon payment of credit card
My mother recently passed away and left me her vehicle. She had a loan on it with a credit union and had credit life insurance so the loan was payed off upon her death. she also had a credit card with the credit union and they will not release the title until the credit card balance is paid in full. Am I responsible for this
1 Answer from Attorneys
Re: release of title upon payment of credit card
Without knowing more, and I would have to know more before giving a definitive opinion, the vehicle probably remains in the estate unless your mother gifted it to you before her death. As such any claims against the estate may be satisfied with estate assets. Therefore, in this case the estate asset available to cover the debt is the vehicle. However, administration expenses are paid prior to all creditor claims. As such, you could charge a fee as Personal Representative of the estate and that fee could be covered in part by the value of the vehicle. Again, any attorney would have to know much more before rendering an opinion but this is a start.