Legal Question in Credit and Debt Law in West Virginia

Re: Collection Harassment

There are laws that regulate debt collectors. I suggest you consult legal counsel. Under the debt and collectors practice act (federal law), a debt collector can be penalized. Calling friends, constant harrassment are violations. If you hire an attorney and the attorney notifies them of the representation, they are not allowed to contact you. If you need such a letter, I will be able to write one on your behalf for $85. Let me know. Gerald Hershenson Esq. 215-579-9390

Re: Collection Harassment

under the FDCPA, secondary creditors (i.e. collection agencies) are very much restricted in how they attempt to collect a debt from a debtor. if you have sent them something in writing (cease and desist letter) stating they are not to contact you at work or thru third parties, and they still persist, you do have civil remedies up to $1000 per subsequent incident and can offset the debt they claim you owe them based on these violations. further, if you let the attorney general and FTC know of these creditor violations, they will take action on your behalf as well. you may want to strongly consider contacting or retaining an attorney specializing in this area of the law in order to get your creditor to stop harassing you immediately and/or face civil fines, etc..against it. our firm can assist you in this area if you contact us directly from here.