Legal Question in Credit and Debt Law in West Virginia

Re: Medical collections

A medical debt is a general unsecured debt for which the individual is subject to all collection remedies. A spouse is liable for medical debt even with out signing a promise to pay as is required for other general debts. A custodial parent is liable for the medical expenses of his or her child also without a separate promise. It is commonly believed, incorrectly, that some small payment will prevent other collection efforts. The debt is due when services are performed unless an agreement is made otherwise. Medical expenses often constitute a major part of debt that is discharged in bankruptcy.