Legal Question in Credit and Debt Law in West Virginia

Received Summons

I received a summons from a lawyer on a ford car I purchased in 2000. Another party took possession of the car and signed a promissory note taking the responsibilaty for making the payments. Apearently she changed the address and the terms of the contract without my knowledge and then wrecked the car and stopped paying in 2003. The account was charged off in 2004 and the first I am receiving knowledge is from a lawyer with a summons from the courts. What are my options?


Asked on 12/23/07, 11:56 pm

1 Answer from Attorneys
John Yeager, Jr. John Yeager, Jr., Attorney at Law

Re: Received Summons

Be sure to answer the Complaint within the time stated on the summons. It is either twenty or thirty days, depending on how you received service. You need to join (bring into the suit) the person you made the third party arrangement with, to try to collect from her so you can pay the original lender. If you can't do this, you are still liable on the contract you made with the lender.

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Answered on 12/26/07, 9:58 am


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