Legal Question in Credit and Debt Law in West Virginia

Re: Wifes credit cards

I cannot give legal advice without knowing all of the details. I can provide some of the elements of the legal status of the relationships and situation you describe. You should consult a professional. West Virginia does obliate a spouse for medical expense. A judgement in your county or recorded in your county constitutes a lien on real estate which gives the creditor the right to bring suit to sell the property. It is very seldom, in my experience, that a medical provider will take this action. A judgement will allow a creditor to attach wages also. Bankruptcy, in West Virginia allows a debtor and his wife to exempt up to $50,000 equity in real estate. There are other exemptions. A Chapter 13 will allow a debtor to pay what he can afford over three years and discharge any unpaid debt. It does sound like you need management and planning. Good Luck