Legal Question in Construction Law in Wisconsin
Home designer question
Can I have my customers sign a waiver/disclaimer that will protect me if I make an engineering mistake on one of my blueprints? If so, what information should it provide? Would it be necessary for me to have to carry E & O insurance? I am trying to keep costs down while I start my business. Thank you.
1 Answer from Attorneys
Re: Home designer question
The message indicates you're in Wisconsin. I'm not licensed there, but I believe that WI is among the few states that does not have an "anti-indemnity" statute. An anti-indemnity statute make it void for party A (in your case the customer) to agree to indemnify party B (you) for party B's own negligence. Such agreements are illegal, for example, under Minnesota's anti-indemnity statute unless the agreement also requires party A to procure insurance covering the indemnity obligation.
Unless one has been enacted recently, as noted above to my knowledge there is no such statute in WI. That doesn't mean, however, that a court would necessarily uphold such a clause in your contract, because courts generally frown on such clauses as being against public policy.
There are a lot of other ways to minimize your risk as a designer without flat-out requiring the customer to indemnify you for your own negligence (who would sign such a clause, anyway, if they read the contract?!). Also, notwithstanding the initial cost, I highly recommend getting E&O insurance...just as you would insure your car or house.
Standard disclaimer: The comments above are based on limited facts and should not be considered legal advice. We do not have an attorney-client relationship. That said, good luck to you and let me know if I can be of further assistance.
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