Legal Question in Credit and Debt Law in Wisconsin

Collection Victimization for Someone Else's Debt

Any time someone is trying to stop collection activity on a disputed debt (and demanding court if the creditor wants to push the issue), they should put the dispute in writing and send it certified mail, which should yield a live person who can be sued if the collection activity does not stop. You can also make a police complaint if the calls are truly harassment and not legitimate collection activity, since telephone harassment is a misdemeanor in WI. Originating creditors who irresponsibly and wrongfully place a debt for collection can also be sued, although I would try to contact them first. The originating creditor can "turn off" the collection process, so your efforts might be more effectively directed against them.

Re: Collection agency harassment

You can try filing a complaint with your telephone company, the Wisconsin consumer protection agency (Department of Agriculture), the Federal Trade Commission and/or contact a private attorney that specializes in FDCPA violations. I am aware of a firm that handles these cases in Madison or you can look for an attorney in your own area.