Legal Question in Credit and Debt Law in Wisconsin

Once the matter has gone to court, they are past the point of "working with you," and have instead moved on to the stage of taking money and assets away from you involuntarily through garnisheeing your payroll and bank accounts, and placing a lien against your home, which is roughly the equivalent of a second mortgage. If you have anything to lose, it is therefore time for you to discuss options with an experienced bankruptcy lawyer, if you want to retain your savings, cash on hand, and the equity in your home. Medical bills are 100 percent dischargeable in a relatively inexpensive chapter 8 proceeding.

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