Legal Question in Credit and Debt Law in Wisconsin
Is the creditor required to send a satisfaction of judgement to the debtor after a garnishment is paid in full or can they request a fee for this.
1 Answer from Attorneys
Satisfaction of judgment recording fees are only $5, charged by the clerk of courts. Without paying it, the judgment will forever appear on your credit at open and in collection. Therefore, do you really want to fight over who pays it, and/or carries it to the clerk's office? As an alternative, I suppose that you could just ask them to send you the original and take care of this yourself. One other thought, however, if you have paid off a judgment in full via garnishment, is that you might be able to get the money back (at least the amount paid within the last 90 days) by filing bankruptcy and then following it up with an adversary lawsuit against the creditor. You ability to keep it, however, would depend upon proper your exemptions being properly claimed by your attorney. That would cause the judgment satisfaction to be withdrawn, however.
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