Legal Question in Credit and Debt Law in Wisconsin

My daughter received a summons regarding a medical bill she has made payments on, albeit without an official agreement. She called State Collections and tried to make an arrangement to pay and was "scolded" for not paying sooner and then told that the judgement amount ($800 something ) was actrually more because of court fees etc. The court case isn't until late Nov. She really does not have anything. she is single and pregnant, just trying to get by. Would it be of any help to try and talk to State Collections again. Daughter lives in Madison . We live in Illinois. I would like to help her but my husband has been out of work for a year now. Any suggestions?


Asked on 11/02/10, 10:36 am

1 Answer from Attorneys
JAY Nixon nixon law offices

Anyone, including your daughter, who is having trouble with bill collectors, owes it to themselves to have a chat with a bankruptcy lawyer. Unsecured debts such as payday loans, medical bills and credit cards are often easy to discharge via chapter seven or thirteen at a reasonable cost, after which the collectors will be legally prohibited from bothering you. If the debt amounts are bordering on being too small to be worth a bankruptcy, the bankruptcy lawyer may also be able to negotiate effectively on your behalf using the threat of bankruptcy. My comments in the public web forum are not legal advice, but are instead provided solely for purposes of public education. No attorney client relationship is created because I have responded to your question. However, you are welcome to contact my office in Racine, WI, to make necessary arrangements to retain me.

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Answered on 11/13/10, 9:38 am


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