Legal Question in Credit and Debt Law in Wisconsin
debt collector practices
i have a friend who got a call from a debt collector call posing as a customer to get into contact with them. wouldnt such an act be illegal as they would be ''impersonating'' or ''misrepresenting'' who they are?
1 Answer from Attorneys
Debt Collector Practices--Misrepresentation, Posing as Customer
I cannot advise whether or not the tactics used in this case involved misrepresentation of the type prohibited by the Fair Dept Collection Practices Act. What I can advise, however, is that you friend who is being harassed by collectors take advantage of the free initial consultation which many bankruptcy attorneys provide. Even if your friend does not wish to file bankruptcy, the lawyer may be able to assist in negotiating a reduction of the debt in order to settle the matter. This is not intended as legal advice for you; you need to obtain and consult with your own attorney before you make any decisions.