Legal Question in Credit and Debt Law in Wisconsin

garnishments

Can a law office legally garnish my checking account without my permission?


Asked on 2/17/09, 2:47 pm

2 Answers from Attorneys

JAY Nixon nixon law offices

Garnishments of Payroll Checks Without Permission Bankruptcy Options

Yes, lawyers who are representing creditors or collectors routinely garnishee payroll checks of debtors against whom they have Wisconsin Circuit Court judgments. The only permission needed is that which is automatically obtained when the court judgment is granted. Garnishments generally take 25% of net income of the wage-earner and continue more or less automatically until the debt is paid in full. Such garnishments are legal; however, debtors have an offsetting legal right to declare bankruptcy, which will stop the garnishment in most cases. All this being said, please be clear on the fact that I am not your attorney and my comments in this online forum are not intended as legal advice for you. Instead, you must make an appointment with me or any other experienced criminal lawyer to discuss their possible acceptance of your case. Good luck!

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Answered on 2/18/09, 9:22 am
JAY Nixon nixon law offices

Garnishments of Payroll Checks Without Permission Bankruptcy Options

Yes, lawyers who are representing creditors or collectors routinely garnishee payroll checks of debtors against whom they have Wisconsin Circuit Court judgments. The only permission needed is that which is automatically obtained when the court judgment is granted. Garnishments generally take 25% of net income of the wage-earner and continue more or less automatically until the debt is paid in full. Such garnishments are legal; however, debtors have an offsetting legal right to declare bankruptcy, which will stop the garnishment in most cases. All this being said, please be clear on the fact that I am not your attorney and my comments in this online forum are not intended as legal advice for you. Instead, you must make an appointment with me or any other experienced bankruptcy lawyer to discuss their possible acceptance of your case. Good luck!

Read more
Answered on 2/18/09, 9:26 am


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