Legal Question in Credit and Debt Law in Wisconsin

This is extremely common since any creditor who is suing in WI is allowed to publish a summons in the newspaper rather than serving it once they prove in court that they have been unable to serve it after a reasonable effort. You therefore need to consult with an experienced bankruptcy lawyer as soon as possible if you cannot pay it. Otherwise, you could be subject to wage garnishment, seizure of assets and a judgment lien against any real estate you own (to say nothing about the impact upon your credit). Of course, there are other alternatives such as either paying it or moving to reopen. Reopening, however, is usually impossible unless you can prove excusable neglect, which is very difficult to prove in WI. My comments in this online forum are offered for public educational purposes only and are not legal advice, nor do they create any attorney/client relationship between us. Even if I were advising you, the background information which you provided did not include sufficient detail to allow any sort of reliable advice upon which you should rely. Finally, I may be able to represent you if you contact my Racine office and make arrangements formally retain me. I represent clients throughout the state of WI.