Legal Question in Credit and Debt Law in Wisconsin

My advice to anybody who is facing a judgment is that they immediately retain an experienced attorney to represent them. This should be an attorney who has extensive bankruptcy experienced (preferably, one with experience as a bankruptcy trustee). A bankruptcy filing will stop this litigation and remove any possibility that the creditor can take your car or garnishee your wages, since the judgment will be dismissed. A discharge in bankruptcy is a permanent legal forgiveness of the debt, combined with a federal court injunction against any collectors coming after you in the future for it. Most working class families can file bankruptcy for a fee relative to $1-2,000, depending upon what part of the state you live in, and all of your debts should be included for that same price. Exemptions due to poverty or under the exemption laws are not automatically claimed in WI and can be waived if your attorney does not claim them in a timely fashion. A properly prepared bankruptcy will claim such exemptions for you. My comments in this public web forum are intended only for public educational purposes and are not legal advice specifically for you. Instead, you should retain a lawyer in order to meet your legal needs since I will be taking no action on your case. You are welcome to contact my Racine, WI office at 262-633-3090 or email me at [email protected] for further information if you desire it. My comments in this public web forum are intended only for public educational purposes and are not legal advice specifically for you. Instead, you should retain a lawyer in order to meet your legal needs since I will be taking no action on your case. You are welcome to contact my Racine, WI office at 262-633-3090 or email me at [email protected] for further information if you desire it.