Legal Question in Credit and Debt Law in Wisconsin

The basic rule of thumb for wage garnishments is that the creditor gets 25% of your net wages, which deduction continues for 13 pay periods and can sometimes be extended until paid in full. Although employers are not supposed to fire employees who get wage garnishments, many often tire of the paperwork and eventually find an excuse to fire the employee. You should therefore immediately seek advice from an experienced bankruptcy lawyer, since the vast majority of wage garnishments can be prevented by filing one single bankruptcy proceeding which leads to the legal forgiveness (aka "discharge" ) of all of your debts and preventing all future garnishments at a total cost relative to one or two thousand dollars. There are exceptions for certain types of debt such as drunken driving accident damages, student loans and crime restitution. Attorney responses on this public website are intended only for public educational purposes rather than as legal advice for your specific situation. Responses to your questions therefore do not create an attorney client relationship between us and should not be relied upon for making any important decisions until they have been reconsidered by your private attorney. You are; however, welcome to contact my office in Racine to discuss any additional questions which you may have or to seek private advice intended for you alone. Answers on this website may also contain attorney advertising materials.