Legal Question in Credit and Debt Law in Wisconsin

Yes, it is true that social security checks are usually not subject to garnishment by anyone other than the IRS. However, creditors do not always follow this law and any money accumulated in a bank account or elsewhere could still be vulnerable. With that exception, as long as you cooperate in all respects with any court orders, all the creditor can probably do is place a judgment against you are seize nonexempt assets which you may own or accumulate in the future. You should probably consult with a bankruptcy attorney as well, who could not only stop the lawsuit but also the harassment which creditors can still get away with, even if you are not "collectable." My responses on this public website is intended for public educational purposes only, it is not intended to create an attorney client relationship between us. However, I would be more than happy to discuss possible representation with you via a private email or via the inquiry link on my private office website.